Strategic Advisory

Property
Made Personal.

Property advisory done differently. Our team translates market intelligence into a plan built around your goals, your timeline, and the move that's right for you.

13+
Years experience
200+
Consultations
100+
Transactions completed
What We Do

Three pillars, one clear path.

From the first question — "what's it worth?" — to the keys changing hands. SG Realty is built around three integrated services so you never need to start over with someone new.

01 / Estimated Valuation

Live valuation, real data.

A 60-second valuation engine pulling directly from URA REALIS and HDB Resale transaction data.

  • Covers HDB & Private
  • Recent Transactions
  • Market Analytics
  • Strategic Advisory
02 / Consultation

Honest, structured advice.

A working session, not a sales pitch. We walk through your numbers, your goals, and the realistic options — including the option to do nothing. Backed by 13+ years of Singapore market experience.

  • Affordability & financing review
  • TDSR / MSR / LTV analysis
  • Stamp duty & CPF planning
  • Timing & market positioning
03 / Purchase & Sale

Transactions, executed.

End-to-end support for buying or selling — whether you're upgrading from HDB, downsizing, or investing. Handled by a single advisor who knows your file inside out.

  • HDB resale & new launch
  • Private resale & sub-sale
  • Documentation & legal coordination
  • Negotiation on your behalf
What We Provide

An analytic report that includes

Seven structured analyses delivered with every engagement — each designed to guide your next decision.

Valuation
SG Realty
Valuation Report
Estimated Value
$1,088,000
5-room HDB · Block 123 Tampines · Floor 12 · 110 sqm
87% confidence
Upgrade Range
Conservative
$1.2M
Stretch
$1.7M
12-month PSF trend · same block
Comps
Recent Comparable Sales
Blk 121 · Floor 10
110 sqm · Mar 2026
$1.06M
Blk 125 · Floor 14
110 sqm · Feb 2026
$1.10M
Blk 123 · Floor 9
108 sqm · Jan 2026
$1.07M
Blk 127 · Floor 15
110 sqm · Dec 2025
$1.08M
Market
District Trends · YoY
D9 · Orchard ▲ +4.2%
D10 · Bukit Timah ▲ +3.1%
D15 · East Coast ▼ −1.4%
D18 · Tampines ▲ +2.8%
Location
Nearby Amenities
  • Tampines MRT 4 min walk · 320m
  • Tampines East Pri 5 min walk · 380m
  • Tampines Mall 7 min walk · 600m
  • Bedok Reservoir Park 10 min walk · 800m
Proceeds
Net Cash Proceeds
$531,000
After loan, CPF refund & stamp duty
Sale price $1,088,000
Outstanding loan −$245,000
CPF refund −$320,000
Stamp duty rebate +$8,000
Net cash $531,000
Affordability
Upgrade
$1.7M
Max purchase based on income, CPF & cash
Loan capacity 75% LTV
TDSR available 32%
CPF + cash buffer $425K
Strategy
Recommended Next Steps
1
Q3 2026

List during favourable window

Q3 demand patterns and stamp duty rebate cycle favour sellers in this segment.

2
Comfortable tier

Target $1.4M upgrade range

Best fit given CPF + cash position. Conservative under-leverages; Stretch over-extends TDSR.

3
Before listing

Secure in-principle approval

Pre-approve 75% LTV with at least 2 banks. Shortens upgrade timeline by ~3 weeks.

How It Works

From valuation to transaction.

A linear, transparent process. No surprise meetings. No mystery fees.

1

Free Valuation

Get a free, comprehensive property analytic report — valuation, comparable sales, and market context, sent to you.

2

Strategy Session

An in-person meet-up to discuss your goals, walk through the options, and map out a strategic plan tailored to your situation.

3

Transaction

End-to-end support. Listing, viewings, negotiation, paperwork, completion — handled by our team's expert.

About SG Realty

Built around one belief.

The biggest financial decision most Singaporeans will ever make shouldn't start with a guess. SG Realty was built to remove the guesswork — combining market intelligence with structured advisory built around your goals, your timeline, and your circumstances.

  • Real government data.Our valuation uses data from URA REALIS & HDB Resale.
  • Dedicated end-to-end support.Our team stays with you through every stage — valuation, planning, listing, completion.
  • Advice you can trust.Every recommendation reflects what's right for your situation — not what's convenient for us.
  • 13+ years of Real Estate experience.Across HDB, condo & landed. Through cooling measures, COVID, and recovery cycles.
Start with a free valuation
Free · 60 seconds · No callback

Get the full picture, before you decide.

The valuation tool runs on the same data your bank uses. The strategy session is on us. The next decision is yours.

Get My Free Valuation